Irmaa Brackets 2025 Married Filing Jointly. Irmaa is based on your income and your tax filing status. If you file your taxes as “married, filing jointly” and your magi is greater than $206,000, you’ll pay higher premiums for your part b and medicare prescription drug coverage.
For example, if your modified adjusted gross income (magi) exceeds $97,000 for individuals or $194,000 for couples filing jointly, you will likely see an increase in your. For 2025, you’ll find several distinct income brackets that determine your irmaa surcharge.